Three reasons buying a home is possible…with bad credit

As a potential home buyer, you know that you do not want to get in to a home that you cannot afford, as this is not the future that you want for you and your family. With bad credit you will find that sometimes, a difficult past stands in the way of a bright future. […]

Having Good Credit

Once you have verified your downpayment and income, you will also need to show the lender that you are a relaible borrower, with your credit history and that you will make your mortgage payments on-time. These habits are reflected in your credit rating. To have a credit rating you will need two revolving sources of […]

Give Yourself Some Credit

When your mortgage application is being considered, your lender will look at your credit habits: do you pay your bills on time? Do you tend to get over-extended on your credit card? These habits are reflected in your credit rating. In order for your lender to assess your borrowing profile, you’ll need two revolving sources […]