If your debts are solely in your name then there is no direct affect to your spouse. However if you have joint debts then you and your spouse will be considered jointly responsible for all those debts. This applies if you have any joint credit cards. If one spouse has the primary card and the other has the supplementary card you are both held responsible for all debts made under this account.
If you’re discharged from a Bankruptcy or Consumer Proposal, you’ve paid your dues, it’s time to let “Your Durham Region Mortgage Doctor” help you get approved for a mortgage and get the home you deserve! We’re here to help! Contact us now.