Give Yourself Some Credit

When your mortgage application is being considered, your lender will look at your credit habits: do you pay your bills on time? Do you tend to get over-extended on your credit card? These habits are reflected in your credit rating. In order for your lender to assess your borrowing profile, you’ll need two revolving sources […]

“Good Debt” and “Bad Debt.” What’s the difference?

There is a real difference between good debt and bad debt! When you borrow money to make a purchase that will last and has value it would be considered “good debt”. Two examples would be borrowing money for a mortgage, something that builds equity as the years go by or contributing to your RRSP. All […]

Re-establish Credit After Bankruptcy!

Home Trust offers Secured Visa cards up to $10,000 if you have had a Bankruptcy, Consumer Proposal, or just bad credit. Your security deposit determines your credit limit. The Secured Visa reports to Equifax to help rebuild your poor credit.

Is An Error Destroying Your Credit?

If you have ever found incorrect information on your credit bureau it could be lowering your credit score and enable you to obtain mortgage financing. It is important that you identify the incorrect information and get it corrected as soon as possible.

Let the Mortgage Doctor Prescribe “Credit Repair 101”

Ways to help you get back on your financial feet. Stop making late payments, change your habits and change your credit score. Take action to fix your bad credit. Mortgage Intelligence can guide your to a clean Credit Score, so you can consolidate and reduce your monthly bills into one low rate payment.