“Good Debt” and “Bad Debt.” What’s the difference?

There is a real difference between good debt and bad debt! When you borrow money to make a purchase that will last and has value it would be considered “good debt”. Two examples would be borrowing money for a mortgage, something that builds equity as the years go by or contributing to your RRSP. All […]

Improving Your Credit

Five tips for improving your credit. In this day and age with consumer debt running sky high it’s important to know how to keep a clean credit score. The truth is its not that hard, provided you aren’t using credit to support a lifestyle that isn’t affordable. With the following tips you can achieve a […]

Oshawa, Rent To Own Refinance Opportunity

Drowning in Debt? Avoid Bankruptcy or Proposal! If you live in the Durham Region or Oshawa specifically and have too much debt to refinance under the new Mortgage guide lines, you need to contact my office. We have an investor willing to offer you a Rent to Own Refinance.  Realtors if you have a client […]

20 Years To Pay Off A Credit Card!!!

Here’s what you pay in interest! Excerpt from Moneyville article: The interest charges on amounts owing each month is 19.99 per cent. My balance was $3,489.29 and if I didn’t use the card going forward and paid only the monthly minimum of $34, it would take me 20 years and 11 months to pay it […]

Trustee vs. Credit Counselor

Which Is Best For Your Situation? I have found that A Farber & Partners offers respectful solutions to debt problems and they have a very good article on their site to explain why a Trustee may be a greater benefit to you than a Credit Counselor. Visit the site to view the full article. Book […]