“Good Debt” and “Bad Debt.” What’s the difference?

There is a real difference between good debt and bad debt! When you borrow money to make a purchase that will last and has value it would be considered “good debt”. Two examples would be borrowing money for a mortgage, something that builds equity as the years go by or contributing to your RRSP. All […]

Re-establish Credit After Bankruptcy!

Home Trust offers Secured Visa cards up to $10,000 if you have had a Bankruptcy, Consumer Proposal, or just bad credit. Your security deposit determines your credit limit. The Secured Visa reports to Equifax to help rebuild your poor credit.

Is An Error Destroying Your Credit?

If you have ever found incorrect information on your credit bureau it could be lowering your credit score and enable you to obtain mortgage financing. It is important that you identify the incorrect information and get it corrected as soon as possible.

Minor Credit Setbacks Can Lead to Bankruptcy! Let the Mortgage Dr. Help You!

Helping people to get back on their feet after a financial crisis is what we do well. At Mortgage Intelligence Oshawa we have the power of Mortgage Intelligence and all our resources to help rebuild bad credit and offer low rate mortgage solutions.

Refinance Consumer Proposal

Consumer Proposal lets you pay out all your debts at reduced amounts over a set period. Is is different from Bankrupty. The Consumer Proposal does not eliminate support or alimony student loans or your house and car payment. It can be a good solutions for some.